Coordinating benefits with private insurance will kill JKN

Last month, the Social Security Management Agency (BPJS) exchanged a coordination of benefits (COB) draft agreement with private-insurance associations. 

This was mandated by a presidential decree to cover benefits otherwise not covered under the regular national health insurance (JKN) program, such as ward upgrade, better-quality glasses, expensive patented drugs and supplements, which are otherwise uncovered. - See more here